First Alternative aim to offer car insurance to 95% of UK drivers. Select the policy that's right for your driving needs and finances: the most basic level of cover is for Third Party only; pay a little more and you’ll also be insured against the costs and inconvenience of theft or fire damage to your car; while taking out the top level Comprehensive cover will mean that you'll get a courtesy car (provided you use one of their recommended repairers following an accident); this also pays for damage to your windscreen, loss of personal belongings and personal accident cover, as well as providing full cover for your vehicle.

Click through to the 'get a quote' section and you'll be presented with a straightforward form into which you enter details about your car, driver history, personal information and insurance requirements. Once you've filled this in First Alternative will calculate a premium rate as an instant online quote; if you want to proceed and sign up for immediate cover you can also do this through the website. Other helpful features include detailed policy information in the form of a summary of cover and downloadable policy booklets; First Alternative also provide a quote hotline which you can call if you'd like to complete your application over the phone.