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Tips on Lowering Your Motorcycle Insurance Premiums

There are a number of simple things you can do as a motorcycle owner to get a cheaper quote on your motorcycle insurance, below is a list of some of the top tips:

Cap your mileage - Many insurers offer a discounted premium for those users who will only be using their bike for a set number of miles. So if you don't use your bike that often it may be worth your while checking with your insurer what sort of discount they can offer you.

Look after your licence - Avoid getting unnecessary points on your licence - keep your speed down and take care on the road. A rider with points on their license may find their insurance less cheap than someone with zero points.

Keep your bike safe - Security is a really great way to lower your motorcycle insurance premium but also to make sure your bike is safe. The more you can do to protect your bike the more you can save – your best bet is to keep your bike in a garage but for other tips read our page on motorcycle security.

Treat your bike with care – Wear and tear gained through driving rashly and in bad conditions can have an effect on your premiums too. Try to keep your bike in good condition and look after your tyres, and bodywork.

Try to avoid making a claim – If you do get a scrap or run into trouble try and access whether or not it is worth making a claim. Making a claim may hike your insurance premium up and if the damage is limited it may be worth while paying out personally to have the problem fixed.

Remember to shop around for motorcycle insurance and get plenty of quotes from leading insurers.



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