Motor trade insurance is essential if you earn a living buying, selling, fixing or generally working with cars, for either small or large motor traders. Whether you run a garage with employees, a one man band or work from home full or part time you can take out a motor trade insurance policy. There are various cover options with most motor trade policies, such as road risks, which unlike a normal car insurance policy specify the driver only, not the vehicle so you can drive any vehicle for motor trade purposes. This avoids the need to take out separate policies for each vehicle, although blanket policies are also available which can be arranged to cover customer's vehicles and stock vehicles for sale. Other features include public liability insurance to protect customers from suing, product liability should a faulty part be fitted to a vehicle and employers liability which is a compulsory legal requirement if you employ someone. Mechanics and garages have expensive tools and equipment, these can also be insured against loss, damage or if they are stolen. There are motor trade insurance policies available which offer combined insurance to cover road risks, liability insurance and loss or damage to tools and equipment.

Swinton Business Insurance
Swinton Business have a dedicated team who understand the specific needs of small businesses, whether you are a car mechanic, builder or florist we'll do everything we can to save you both time and money. Call 0808 156 5973 for a quote today.